Information contained in your credit report regarding your account with our company, please We furnish all credit information fully and accurately to the credit reporting agencies andĪccordingly, we will not grant your request to remove accurate data. Īfter a thorough investigation, it appears our company has not violated any state or federal laws. Below is a detailed list of each loan you have on file.Ĭontract *****, loan dated, refinanced on. To open an investigation, additional information is required. In your complaint, you state that ********* ****** is listed on your credit report multiple timesįor the same account. Our records show payment due as of January 15, 2023. The amount of $952.97 and agreed to repay it in (11) monthly installments of $126.00 beginning You obtained a loan from our North Charleston office in South Carolina on October 15, 2021, in The letter you received was in error and should be disregarded.ĭay to meet our customer’s expectations and complete satisfaction is very important to us, we Our records confirm that this account was paid in full for less than In your complaint, you state that you received a letter requesting payment on an account that was Our records reflect that this account was paid in full for less than the full balance on May $604.15 and agreed to repay it in nine (9) monthly installments of $98.00 beginning March 5,Ģ019. You obtained a loan from our ******** office in Texas on February 5, 2019, in the amount of If you should have any questions, please do not hesitate to contact us at **************. Satisfactory in addressing your concerns. Hope that the measures taken to promptly address and correct this matter will be deemed As we strive everyĭay to meet our customers’ expectations and complete satisfaction is very important to us, we We sincerely apologize for any inconvenience or concern this may cause you. We have also submitted a request directly to theĬRA’s to update their information with ********* ******. The tradeline deleted from your credit report. Reached out to ******** ****** ********** *** to cease collections on this account and to have Our records confirm that this account was September 2022, your credit report shows this account has been sold to National CreditĪdjusters, who are attempting to collect on this debt. Instructed to allow additional time for the CRA’s to update their information. Still reporting a balance to the Credit Reporting Agencies (“CRA’s”), at which time you were You reached out to ********* ****** as this account was In your complaint, you state that the above referenced account was paid off on April 21, 2022, Subsequently paid in full for less than the full balance on April 21, 2022. Our records show that this account was charged off on September 23, 2020, and $604.15 and agreed to repay it in nine (9) monthly installments of $98.00 beginning February 28,Ģ020. You obtained a loan from our Palmhurst office in Texas on January 28, 2020, in the amount of This letter is in response to your complaint submitted to the Better Business Bureau (“BBB”) I NEED THEM TO REPORT THIS ACCOUNT CLOSED AS OF APR.2022 AND TO GET NATIONAL CREDIT ADJUSTERS TO DELETE THIS COLLECTION FROM ALL 3 CREDIT BUREAUS !!!! THIS WHOLE SITUATION IS AFFECTING MY CREDIT. THEY SHOULD NEVER SOLD IT AS BAD DEBT ON SEPT.2022.ĪND NO COLLECTION AGENCY SHOULD BE REPORTING IT !!!! YOU NEVER GET TO SPEAK WITH THE REAL PERSON RESPONSIBLE OF IT.ĬOVINGTON CREDIT SHOULD HAD REPORT THIS ACCOUNT AS CLOSED ON APR.2022 AND THEY KEPT ON REPORTING NEGATIVELY UNTIL SEPT.2022. 2022 COVINGTON CREDIT DID SELL THIS BALANCE AS A BAD DEBT TO NATIONAL CREDIT ADJUSTERS AND NOW THEY ARE TRYING TO COLLECT IT AND REPORTING IT TO ALL CREDIT BUREAUS AS OF JAN.2023 !! THEY JUST TOLD ME TO GIVE IT A TIME IN ORDER TO CHANGES COULD BE REFLECTED ON MY REPORT. I KEPT ON CALLING COVINGTON CREDIT SINCE IT WAS SHOWING AS OPEN STILL WITH A BALANCE ON MY CREDIT REPORT. MY ACCOUNT WAS CHARGED OFF, BUT I WAS ABLE TO PAID IN FULL FOR LESS ON APR.21, 2022. I WAS NOT ABLE TO PAY IT AS AGREED AS A RESULT OF BEEN NEGATIVELY IMPACTED BY THE PANDEMIC. I DID REFINANCE MY LOAN WITH COVINGTON CREDIT BACK ON JAN.2020.
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